Family Wealth Safeguard

A secure Windows desktop application. Family Wealth Safeguard gives you a complete, honest picture of everything your family owns — assets, liabilities, cashflow, property costs, and the documents your family needs in a crisis. In multiple currencies. From any country.

→ Try the free live demo before you buy

Spreadsheet system vs. Desktop app

	Spreadsheet (previous)	Desktop App (current)
Delivery	Manually prepared and emailed — up to 1 working day	Automated — download link and licence key emailed instantly on purchase
Where it runs	Microsoft Excel or Google Sheets	Native Windows desktop application — no Excel required
Data security	No encryption — file stored openly wherever you save it	AES-256-GCM encryption — your data exists only on your device, passphrase-protected
Access	Requires Excel or a Google account	Install once, runs entirely offline, no account required
Red Folder export	Manual printout	One-click HTML export, print-ready, self-contained
Executor Pack	Not included	One-click PDF — cover page, asset inventory, Risk Action Plan, Red Folder, executor instructions
Mobile	Limited	View your data on any browser — data entry on desktop

What the app includes:

• 16 currencies built in: GBP, USD, EUR, AED, SAR, JOD, MXN, COP, CNY, JPY, INR, AUD, CAD, CHF, SGD and HKD.
• All asset types: property, cash, pensions, equities, gold, crypto, business interests, vehicles, art and more.
• True Net Realisable Value: calculates real after-tax, after-cost proceeds for up to 3 primary residences and 10 investment properties, in local currency.
• Built-in CGT calculators for UK and US assets — every rate is an input you control, so it works for any jurisdiction.
• 12-month cashflow forecast with traffic-light status indicators.
• Automatic Risk Action Plan: flags your highest-vulnerability assets without any additional input.
• Mobility Index: the single most revealing number about your family's financial resilience.
• Red Folder HTML export: one-click, print-ready emergency document for your family.
• Executor Pack PDF: a complete six-section A4 document for whoever needs to act on your behalf.
• AES-256-GCM encryption: your data never leaves your device.
• View your data on mobile in your browser — data entry on desktop.

Part of the Master Dashboard — automatically calculating total net worth in your chosen currency, your Mobility Index, and your 12-month cashflow forecast. Dummy data shown.

How delivery works:

Purchase → instant automated email with your unique download link and licence key → install (one click, no subscription, no account) → first-run setup: create your passphrase and enter your licence key → start building your family's financial picture.

There is no waiting and no manual preparation. Your download link and licence key are delivered automatically the moment your order is confirmed.

What our customers say:

"Using this tool has really helped me settle my mind about my finances. I will probably never stop worrying about whether I have enough money to live — but this has helped me realise it's not all doom and gloom.

As a single parent who doesn't earn a fortune, I own my home, drive a car and have two decent paintings. Beyond that, like everybody else, I just have a ton of bills and expenses. But this helped me understand what I actually have, what I genuinely pay out — and I'm happy to say, it recorded me as in the green at the end."

Ms G, Middlesex — single parent and homeowner

Your financial data is completely private. The app runs entirely on your own device. Nothing you enter is transmitted anywhere or stored on any server. We have no access to your financial information at any point.

Founding Member price: £89 — available until 31 July 2026. Standard price from 1 August: £120.

Refund policy:

Because the licence key is unique and delivered on purchase, we are unable to offer refunds once the download link has been sent. If anything does not work as described, we will fix it immediately. If you have any questions before purchasing, please email us at hello@familywealthsafeguard.com — we are happy to help you decide if it is right for you.